Documentation

AIR Earthquake Models For South America

Brochures | Model | pdf - 2816 Kb
December 08, 2014

This brochure gives a high-level preview of the AIR Earthquake Models for Chile, Colombia, Ecuador, Perú, and Venezuela.

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Rising Waters The Growing Need for Proactive Flood Risk Management in the UK

pdf - 829 Kb
September 03, 2014

AIR-modelled average annual insured loss from inland flooding GBP 550M two-thirds of which is residential. 14% 30% 32% Average Annual Loss 1.0% 0.5% Exceedance Probability +4C Current Conditions Second wettest summer in recorded history Wettest April, record-breaking June, wettest summer in recorded history Wettest win

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Palomar Specialty Utilizes the AIR Flood Model to Develop Risk-Based Pricing in California

Brochures | Case Study | pdf - 50 Kb
June 21, 2017

Palomar sought a way to provide flood insurance that was affordable, profitable, and actuarially sound. With AIR, they found a modeling solution they could rely on to help them price the risk and set appropriate premiums.

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AIR Tropical Cyclone Model for Australia

Brochures | Model | pdf - 10747 Kb
February 15, 2017

This brochure provides an overview of the AIR Tropical Cyclone Model for Australia. The model captures the risk from all three cyclone-related perils that contribute to property loss in Australia: wind, precipitation-induced flood, and storm surge. It also leverage’s AIR’s detailed industry exposure database for Australia, which provides a foundation for all modeled industry loss estimates and can be used to disaggregate exposure data to a highly detailed level for more accurate loss estimates.

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Impact of 2013 Premium Rate Changes on Gain and Loss Probabilities in the AIR U.S. MPCI Model

White Papers | pdf - 543 Kb
December 19, 2012

For the 2013 insurance year, the Risk Management Agency of the USDA modified the premium rates for corn, cotton, rice, sorghum, soybean, and wheat crops. This will have an impact on premium volumes, county- and state-level gross loss ratios, post-SRA losses and loss ratios, thus directly affecting crop insurance companies’ fund allocation, risk management strategies and the placement of reinsurance protection. This paper describes the nature of these changes and their impact on the profitability of the crop insurance industry.

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The AIR Tropical Cyclone Model for India

Brochures | Model | pdf - 2989 Kb
November 10, 2015

AIR Tropical Cyclone Model for India Tropical cyclones have caused millions, and even billions, of dollars in damage in India. The growing number of properties on the coast, together with growing insurance penetration, make it essential for companies operating in this market to have the tools necessary to make an appro

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The AIR Earthquake Model For The United States

Brochures | Model | pdf - 3344 Kb
August 28, 2017

This brochure describes the probabilistic approach of the AIR Earthquake Model for the United States for determining the likelihood of loss from ground shaking and five sub-perils: fire following, tsunami, liquefaction, landslide, and sprinkler leakage.

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Demand Surge Perspective on European Extratropical Cyclones

White Papers | pdf - 976 Kb
June 02, 2021

This white paper discusses the demand surge perspective on European extratropical cyclones and uses the 1990, 1999, and 2007 seasons as case studies.

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AIR Chile EQ Key Advantages

Brochures | Model | pdf - 629 Kb
February 28, 2014

This document describes the key advantages of the AIR Earthquake Model for Chile, which is designed to meet the unique risk management needs of companies exposed to earthquakes impacting Chile.

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The Data Quality Analytics Module in Touchstone

Brochures | Solution | pdf - 1274 Kb
June 08, 2015

The Data Quality Analytics Module allows users to assess the impact of poor exposure data on uncertainty in modeling results; evaluate their exposure data and identify areas where the data may be unreasonable; fill in missing values or replace questionable data; understand how a portfolio compares with industry distributions; and leverage the vast data resources of AIR’s parent company Verisk Analytics.

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