Documentation

AIR Inland Flood Model for Great Britain.pdf

Brochures | Model | pdf - 12042 Kb
July 25, 2013

This brochure provides an introduction to the AIR Inland Flood Model for Great Britain. Covering both on- and off-floodplain risk and leveraging AIR’s experience with numerical weather prediction, this innovative model meets the risk management needs of companies pricing and underwriting this complex peril.

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2019 Indian Monsoon Floods Whitepaper

White Papers | pdf - 729 Kb
August 27, 2020

The 2019 Indian Monsoon Floods white paper demonstrates how AIR's probabilistic India flood hazard maps help prepare for this risk.

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Palomar Specialty Utilizes the AIR Flood Model to Develop Risk-Based Pricing in California

Brochures | Case Study | pdf - 50 Kb
June 21, 2017

Palomar sought a way to provide flood insurance that was affordable, profitable, and actuarially sound. With AIR, they found a modeling solution they could rely on to help them price the risk and set appropriate premiums.

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Rising Waters The Growing Need for Proactive Flood Risk Management in the UK

pdf - 829 Kb
September 03, 2014

AIR-modelled average annual insured loss from inland flooding GBP 550M two-thirds of which is residential. 14% 30% 32% Average Annual Loss 1.0% 0.5% Exceedance Probability +4C Current Conditions Second wettest summer in recorded history Wettest April, record-breaking June, wettest summer in recorded history Wettest win

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Demand Surge Perspective on European Extratropical Cyclones

White Papers | pdf - 976 Kb
June 02, 2021

This white paper discusses the demand surge perspective on European extratropical cyclones and uses the 1990, 1999, and 2007 seasons as case studies.

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Modeling Supply Chain Disruptions and Contingent Business Interruption Losses

White Papers | pdf - 492 Kb
July 15, 2016

This issue brief discusses several challenges associated with modeling contingent business interruption in supply chains, and introduces AIR's novel modeling framework.

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Impact of 2013 Premium Rate Changes on Gain and Loss Probabilities in the AIR U.S. MPCI Model

White Papers | pdf - 543 Kb
December 19, 2012

For the 2013 insurance year, the Risk Management Agency of the USDA modified the premium rates for corn, cotton, rice, sorghum, soybean, and wheat crops. This will have an impact on premium volumes, county- and state-level gross loss ratios, post-SRA losses and loss ratios, thus directly affecting crop insurance companies’ fund allocation, risk management strategies and the placement of reinsurance protection. This paper describes the nature of these changes and their impact on the profitability of the crop insurance industry.

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Premium Adjustment Factors and Guidelines for 2013 Submissions Using the AIR MPCI Model for China

White Papers | pdf - 366 Kb
January 31, 2013

For the 2013 season, policy conditions for the China MPCI program have changed in several provinces. This will have an impact on the premium collected and on the risks that are being written in certain provinces. This paper describes the nature of those changes and the premium adjustment factors that AIR has developed to help companies analyze their 2013 China MPCI submissions using the AIR MPCI model for China.

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Issue Brief: Weathering Hurricane Variability in a Warm Atlantic

White Papers | pdf - 775 Kb
May 07, 2018

After the catalytic 2004 and 2005 hurricane seasons in the United States, the insurance industry wondered if a “new normal” was establishing itself in the Atlantic basin.

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Solutions Brief: The Geospatial Analytics Module in Touchstone

Brochures | Solution | pdf - 1208 Kb
October 31, 2017

More than ever before, companies are seeking powerful new ways to visualize and understand their data to better manage their risk. Learn more about the Geospatial Analytics Module in Touchstone®.

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